From your payslip to your next milestone. Bring budgets, savings, debts, assets and policies into one clear picture—in rand, on your terms.
No card required. No automatic charge. Keep Free Budget after your trial.
Windows
Android
iPhone, iPad & MacStart with the month you’re living in. Keep the full year in view. Unlock the wider tools when you’re ready.
Gross salary, allowances, commission and bonuses. Track PAYE, UIF and other payslip deductions separately from everyday spending.
Personal and family savings have their own table. Follow monthly contributions and keep them counted once in cash flow.
Set money goals or track another kind of progress. Enter a monthly contribution to calculate the date, or choose the date to calculate the contribution.
Track balances, interest, repayments and due dates. Estimate payoff and see how much monthly cash could become available afterwards.
Track property, vehicles and investments alongside what you owe. Link loans and record monthly investment contributions.
Organise insurance, trusts, unit trusts and retirement annuities. Store wills and important documents in the encrypted document vault.
Use dashboard statistics, graphs and guidance based on the records you enter to spot pressure points and review your plans.
Edit through table popups, keep your scroll position and use clear explanations beside fields. Install Vanta for a dedicated app window.
Administrators manage customers, plan prices, feature access and family limits from a dedicated admin panel.
Separate sign-ins, optional account two-factor authentication and explicit budget permissions give each person control of their own workspace.
New signups get seven days of Pro free after email verification, with no card or automatic charge. Afterwards, Free includes Budget. Other tools depend on your plan. Tax figures are entered by you; Vanta does not calculate or submit PAYE.
Switch the graph to see illustrative cash flow, savings or debt. These are sample figures, not a prediction of your finances.
Sample monthly income and spending across six months.
Build your own picture ↗| Month | Income | Spending | Total savings | Debt balance |
|---|---|---|---|---|
| Jan | R 42 000 | R 32000 | R 3000 | R 25000 |
| Feb | R 42 000 | R 31000 | R 6000 | R 23200 |
| Mar | R 42 000 | R 33500 | R 9000 | R 21350 |
| Apr | R 42 000 | R 30000 | R 12000 | R 19400 |
| May | R 42 000 | R 31500 | R 15000 | R 17350 |
| Jun | R 42 000 | R 29000 | R 18000 | R 15200 |
Each accepted family member keeps their own budget and personal tools. Their figures are never automatically merged into the owner’s budget.
The owner explicitly enables sharing, chooses view-only or edit permission for each person and can switch sharing off or revoke access.
Owners choose which reports each person can view or download. Policy numbers need separate permission and fresh two-factor verification. Budget sharing can stay off. Vault files and credentials remain private.
A dedicated business workspace keeps its income, expenses, budgets and graphs separate from personal finances. Family membership does not automatically grant business access.
Annual tables, planned versus actual, remaining cash and one-month copying—built for a clear business budget.
Budget tracking only. Invoicing, VAT returns, payroll and bank feeds are not included.
See business plan ↗Prices in South African rand. Review the current terms before confirming checkout.
All personal tools for a family of up to six
Personal and family tools with a separate business budget
Percentage coupons discount the first payment only. Free-month and lifetime coupons grant the stated access without an automatic charge. Availability and eligibility are checked at redemption.
Install the web app on a PC or Android device. On supported Apple devices, add Vanta to your Home Screen. Opt into push reminders after installing.
No card required. No automatic charge. Keep Free Budget after your trial.
WindowsAndroidiPhone, iPad & MacInstallation and push depend on browser support and permissions. Internet access is required for financial records; private records are not cached for offline use.
No. Each person keeps a separate private workspace. Your budget is private until you enable sharing and assign permissions. Personal reports require separate owner permission to view or download. Other private pages, vault documents and business records are excluded.
Yes. They keep their existing budget. Accepting a family invitation adds access to your family report and, only if enabled, your shared budget.
No. Records are captured manually. Automatic debt updates adjust the tracker only; they do not debit your account or pay a lender.
No. Contribution forecasts are estimates from the information you enter. They do not guarantee investment returns.
The document vault encrypts stored documents and requires two-factor authentication. You can enable account two-factor authentication and manage recovery codes. Protected policy numbers require explicit permission and fresh two-factor verification. Vault files are excluded.
Your personal records remain yours. Shared access and sponsored personal features end when the invitation owner removes you or their eligible plan expires. You can choose your own plan to unlock personal tools again.
Review your subscription and payment status in My subscription. Checkout uses PayFast when configured. Cancelling a recurring agreement keeps your already-paid access until its expiry.